Do you like to “do it yourself”? If you like to research and analyze asset allocations and fund options, then assembling your own retirement savings portfolio may be the option for you! And, great news—the AHRP makes it easy by providing a wide range of fund options across all major asset classes.
This set of funds represents a wide range of asset classes. The AHRP Investment Committee chooses investments to represent each asset class based on quality standards. Plus, some of the funds selected are considered “socially responsible” funds because they invest only in companies that meet certain ethical or social standards.
Funds Available in the AHRP
*Please refer to the prospectus or the Important Considerations document by logging on to your account.
1Socially responsible fund.
2May include funds that span the risk-and-return spectrum.
You’re in charge, but not alone
When you create your own portfolio, you’re in charge of researching and analyzing asset allocation and fund options to develop your own retirement strategy. But, you don’t have to do it alone — we’ll provide tools and resources to help you make smart decisions and reach your retirement goals.
For example, Aon Hewitt Financial Advisors (AFA) offers two ways to help you manage your AHRP investments:
- Online Advice—if you want to manage your own account and just need some help fine-tuning what you’re doing; or
- Professional Management—if you’d like AFA to manage your account for you.
Investment professionals recommend a balanced, diverse investment plan that takes your age, retirement objectives, and other factors into account. In addition to the fund options listed above, you may also consider the T. Rowe Price Retirement Trusts (target retirement choices) as a partial solution to developing your portfolio. You can always change your fund selections at a later date. In fact, it’s wise to review your investment strategy—and make the necessary changes—at least once a year.