A Simple Way to Invest: A Target Retirement Choice

Just getting started with your retirement savings? Unsure of where or how to invest your savings? Want to put your investment decisions in the hands of professional managers? Then a target retirement choice may be the best option for you!

The AHRP provides a range of target retirement choices called the T. Rowe Price Retirement Trusts. Each trust is designed to provide a single, simple solution for investing your entire retirement savings. You’ve heard that asset allocation, diversification, and rebalancing are all critical components of selecting and maintaining investment choices. With a target retirement choice, all of that is managed for you by way of the investment professionals who create the trusts. That’s a convenient way to save—let the investment professionals select and monitor the investment mix for you.

Image: Conservative Lower Potential Risk/Return to Aggressive: Higher Potential Risk/Return horizontal arrow

T. Rowe Price Retirement Trusts

Retirement
Income

2010

2015

2020

2025

2030

2035

2040

2045

2050

2055

Target retirement choices take the guesswork out of investing and provide a simple and easy way to help ensure the right mix of investments over time. And the target retirement choices will get more conservative as you get closer to retirement, but you don’t want to just “set it and forget it”; it’s important to monitor your investment mix annually to make sure you’re still on track.