Whether you’re looking for just a little advice—or a whole lot—managing your AHRP investments, Aon Hewitt Financial Advisors, LLC (AFA)* can help.
In partnership with Financial Engines, AFA offers two ways to make your investment decisions easier and keep you on track: Online Advice and Professional Management.
You will be able to access these services if you have an account balance of $5 or more. If you have a balance in the Prudential IncomeFlex Target® Vanguard Balanced Index Fund, Professional Management is not available.**
If you want to manage your own account and just need some help fine-tuning what you’re doing, Online Advice may be right for you.
After you enter some basic information, you’ll get quick, personalized feedback about your retirement outlook. You’ll even get suggested changes you can make—at the click of a mouse—that may increase the expected income you’ll have when you retire.
The advice you receive takes into consideration how much you’re saving, your current investment mix, and when you plan on retiring. AFA does not provide advice on any balances you have in the Prudential IncomeFlex Target® Vanguard Balanced Index Fund.** The Online Advice service is offered at no additional cost to you.
If you’d like AFA to manage your AHRP account and you don’t have a Prudential IncomeFlex Target® balance,** consider enrolling in Professional Management, which can be accessed through the AHRP.com Web site.
Receive affordable, personalized help from independent, unbiased, and licensed investment advisors with no conflicts of interest. Investment advisors will create a personalized plan, monitor and manage your investments. You’ll also get quarterly updates to help keep you on track. The fee for this service is based on the size of your AHRP account.
How to Get Advice
To access the Online Advice or Professional Management services:
- Log on to your account;
- Select “Savings and Retirement” and
- Under “Manage Investments,” select “Get Advice.”
*AHRP has hired Aon Hewitt Financial Advisors to provide investment advisory services to plan participants. Aon Hewitt Financial Advisors, LLC (AFA) has hired Financial Engines Advisors L.L.C. (FEA) to provide sub-advisory services. AFA is a federally registered investment advisor and wholly owned subsidiary of Hewitt Associates LLC. FEA is a federally registered investment advisor and wholly owned subsidiary of Financial Engines, Inc. Neither AFA nor FEA guarantees future results. Financial Engines® is a registered trademark of Financial Engines, Inc. All other marks are the exclusive property of their respective owners. ©2005-2014 Financial Engines, Inc. All rights reserved. Used with permission.
**AFA does not provide advice on the Prudential IncomeFlex Target® investment due to the “guaranteed income” feature in the investment. AFA cannot model the investment within a Professional Management account, nor provide advice on it. However, for participants that elect to invest in the Prudential IncomeFlex Target® investment, the Online Advice tool is available. The tool will not provide advice on the Prudential IncomeFlex Target® investment.